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Adriana Ferreira

Should I Call a Roofer or Insurance First?

Updated: May 21, 2023

Maintaining your roof is essential for curb appeal, but it is crucial to preventing serious issues like water leaks. If your roof has sustained damage, it must be repaired quickly. But should you call a roofer or your insurance first?


What to Do When Your Roof is Damaged


Your first thought is probably to call your insurance company. However, your first call needs to be to local Northern Virginia roofing contractors. The insurance company will not repair the damage or adequately protect the area to prevent more issues. A roofer will assess the damage and deal directly with your insurance company.

Roofers in Northern Virginia removing asphalt shingles

Why Should I Call a Roofer First?


Calling the roofer first ensures that your roof is repaired promptly to contain further damage, but more than that, most roofing companies are well-versed in insurance claims and know what needs to be done. They can help you understand the process. Furthermore, it prevents the insurance company from taking advantage of your lack of knowledge.


Filing Insurance Claims


Dealing with an insurance claim can be stressful and tedious. It is also a very drawn-out process. Your roofer can help you negotiate with the insurance company, dealing with everything from paperwork to estimating the cost.


Benefits of Calling a Roofer


Insurance adjusters are valuable, but they do not have the necessary expertise to assess the extent of the damage. However, a roofer is an expert. He can inspect the roof to evaluate the damage and give an accurate and thorough assessment and repair cost.


Furthermore, a roofer knows to look for surface damage and more significant problems, like underlying water leakage. Insurance adjustors can often overlook these harder-to-spot issues, which can cause more significant issues in the long run.


Should I call a Roofer or Insurance First to Save Time?


Insurance claims can be confusing, time-consuming, and annoying. You can avoid all this stress by calling a reliable Northern Virginia roofing company before contacting the insurance company. Letting the roofer assist you with your insurance company claim can save you a lot of time and frustration.


Let Us Help


To reiterate, if your roof has signs of damage, call A&M Roofing, the best roofers in Northern Virginia. After a proper inspection, we can secure the area, help you file an insurance claim, and repair or replace your roof.


Contact us today to learn more about our services and request a free estimate!


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